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Out-of-Pocket Spending Among Seniors

Out-of-Pocket Health Care Expenses for Medical Services, by Insurance Coverage, 2000-2014.

Among seniors with Medicare and additional public coverage such as Medicaid, inflation-adjusted out-of-pocket payments for medical care decreased from an average of $1,253 in 2000 to $427 in 2014.

Highlights of this article:

  • Among the U.S. civilian noninstitutionalized population with an expense, the percentage of persons with any out-of-pocket payment for medical care decreased between 2000 and 2014.
  • The average percentage of expenses paid out of pocket also decreased between 2000 and 2014 for all categories of insurance coverage examined.
  • The average annual out-of-pocket payment decreased or remained unchanged compared to 2000 for all categories of insurance coverage examined except for persons under age 65 with any private insurance, whose average annual out-of-pocket payment increased from $592 in 2000 to $656 in 2014.
  • Among categories of insurance coverage examined, the most substantial change in the average annual out-of-pocket payment occurred for the elderly with Medicare and other public coverage, decreasing from $1,253 in 2000 to $427 in 2014.

Read the full report.

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